[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.inma.cz\/nejlepsi-je-pujcka-strizena-zadateli-na-miru\/#Article","mainEntityOfPage":"https:\/\/www.inma.cz\/nejlepsi-je-pujcka-strizena-zadateli-na-miru\/","headline":"Nejlep\u0161\u00ed je p\u016fj\u010dka st\u0159i\u017een\u00e1 \u017eadateli na m\u00edru!","name":"Nejlep\u0161\u00ed je p\u016fj\u010dka st\u0159i\u017een\u00e1 \u017eadateli na m\u00edru!","description":"M\u00e1te velk\u00e9 pl\u00e1ny, ale v\u0161echno to ztroskotalo na p\u016fj\u010dce, kterou v\u00e1m v bance necht\u011bj\u00ed d\u00e1t? Nevad\u00ed, sv\u00fdch velk\u00fdch c\u00edl\u016f se vzd\u00e1vat nemus\u00edte. Bohat\u011b posta\u010d\u00ed, kdy\u017e na m\u00edsto v bankovn\u00edm dom\u011b po\u017e\u00e1d\u00e1te o p\u016fj\u010dku v nebankovn\u00ed spole\u010dnosti. Nebankovn\u00ed spole\u010dnosti jsou pov\u011bstn\u00e9 t\u00edm, \u017ee vych\u00e1zej\u00ed lidem vst\u0159\u00edc. Typick\u00e9 je, \u017ee nebankovn\u00ed hypot\u00e9ku m\u016f\u017eete z\u00edskat i ve slo\u017eit\u00e9.","datePublished":"2019-09-14","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.inma.cz\/author\/#Person","name":"","url":"https:\/\/www.inma.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/40308b9402d145b1dc164f447b6506e9dadca8c8362c3ffb52df95e789c0fd10?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/40308b9402d145b1dc164f447b6506e9dadca8c8362c3ffb52df95e789c0fd10?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"inma.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.inma.cz\/wp-content\/uploads\/img_a343749_w2600_t1557133641.jpg","url":"https:\/\/www.inma.cz\/wp-content\/uploads\/img_a343749_w2600_t1557133641.jpg","height":0,"width":0},"url":"https:\/\/www.inma.cz\/nejlepsi-je-pujcka-strizena-zadateli-na-miru\/","about":["Pen\u00edze"],"wordCount":447,"articleBody":"       M\u00e1te velk\u00e9 pl\u00e1ny, ale v\u0161echno to ztroskotalo na p\u016fj\u010dce, kterou v\u00e1m v bance necht\u011bj\u00ed d\u00e1t? Nevad\u00ed, sv\u00fdch velk\u00fdch c\u00edl\u016f se vzd\u00e1vat nemus\u00edte. Bohat\u011b posta\u010d\u00ed, kdy\u017e na m\u00edsto v bankovn\u00edm dom\u011b po\u017e\u00e1d\u00e1te o p\u016fj\u010dku v nebankovn\u00ed spole\u010dnosti. Nebankovn\u00ed spole\u010dnosti jsou pov\u011bstn\u00e9 t\u00edm, \u017ee vych\u00e1zej\u00ed lidem vst\u0159\u00edc. Typick\u00e9 je, \u017ee nebankovn\u00ed hypot\u00e9ku m\u016f\u017eete z\u00edskat i ve slo\u017eit\u00e9 \u017eivotn\u00ed situaci, a je\u0161t\u011b ke v\u0161emu v\u00e1m bude takov\u00e1 p\u016fj\u010dka u\u0161ita na m\u00edru p\u0159esn\u011b tak, aby byla maxim\u00e1ln\u011b v\u00fdhodn\u00e1 pro ob\u011b z\u00fa\u010dastn\u011bn\u00e9 strany. A to je nab\u00eddka, o jak\u00e9 se v\u00e1m v bance m\u016f\u017ee pouze zd\u00e1t. Mo\u017en\u00e1 i vy pat\u0159\u00edte k lidem, kter\u00e9 tr\u00e1p\u00ed z\u00e1znam v registru. Takov\u00fdch lid\u00ed nen\u00ed na sv\u011bt\u011b v\u016fbec m\u00e1lo. Jedn\u00e1 se o velk\u00fd probl\u00e9m, kter\u00fd v\u00e1m m\u016f\u017ee \u017eivot p\u0159evr\u00e1tit na ruby, a to i p\u0159esto, \u017ee k n\u011bmu mnohdy dojde z naprosto ban\u00e1ln\u00edch d\u016fvod\u016f. Takov\u00fdm d\u016fvodem pro z\u00e1pis v registru m\u016f\u017ee b\u00fdt nap\u0159\u00edklad opo\u017ed\u011bn\u00e1 platba za telefon, za energie anebo za zdravotn\u00ed a soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed. Mnoho lid\u00ed naraz\u00ed p\u0159i \u017e\u00e1dosti v bance na to, \u017ee m\u00e1 n\u00edzk\u00fd p\u0159\u00edjem, a tedy nevyhovuj\u00edc\u00ed bonitu. A pro nejednoho \u010dlov\u011bka je takov\u00e9 zji\u0161t\u011bn\u00ed velk\u00fdm p\u0159ekvapen\u00edm, t\u0159eba proto, \u017ee pob\u00edr\u00e1 naprosto pr\u016fm\u011brn\u00fd plat, kter\u00fd u\u017eiv\u00ed po\u010detnou rodinu, a je\u0161t\u011b zbyde na \u00faspory. Probl\u00e9m je p\u0159edev\u0161\u00edm v tom, \u017ee bankovn\u00ed domy pou\u017e\u00edvaj\u00ed jeden univerz\u00e1ln\u00ed v\u00fdpo\u010det na v\u0161echny \u017eivotn\u00ed situace. Jen\u017ee \u017eivot je pestr\u00fd a lid\u00e9 jsou r\u016fzn\u00ed a to, co m\u016f\u017ee jednomu bohat\u011b sta\u010dit, je pro jin\u00e9ho m\u00e1lo. Zkr\u00e1tka, pokud jde o pen\u00edze \u010di z\u00e1znam v registru, je na m\u00edst\u011b individu\u00e1ln\u00ed p\u0159\u00edstup a individu\u00e1ln\u00ed posouzen\u00ed \u2013 \u017e\u00e1dn\u00e9 jin\u00e9 nen\u00ed spr\u00e1vn\u00e9. A tak zat\u00edmco banky s\u00e1z\u00ed na univerz\u00e1ln\u00ed postupy a posuzuj\u00ed v\u0161echny \u017eadatele stejn\u011b, tak naopak nebankovn\u00ed spole\u010dnosti p\u0159istupuj\u00ed ke v\u0161em \u017eadatel\u016fm individu\u00e1ln\u011b a nab\u00edzej\u00ed jim p\u016fj\u010dky na m\u00edru. A to je obrovsk\u00fd rozd\u00edl, kter\u00fd hraje p\u0159i z\u00edsk\u00e1n\u00ed i spl\u00e1cen\u00ed p\u016fj\u010dky velkou roli. Nev\u00e1hejte proto po\u017e\u00e1dat o \u00fav\u011br tam, kde v\u00e1m vyjdou maxim\u00e1ln\u011b vst\u0159\u00edc!                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nejlep\u0161\u00ed je p\u016fj\u010dka st\u0159i\u017een\u00e1 \u017eadateli na m\u00edru!","item":"https:\/\/www.inma.cz\/nejlepsi-je-pujcka-strizena-zadateli-na-miru\/#breadcrumbitem"}]}]